Where should the average Joe should put his money?

From the gargantuan investment universe out there filled with financial instruments to make your head spin to the brokers who claim that their company are the best in the business, its no wonder why people are hesitant to invest.

For those who are unsavvy investors, who cannot be bothered by the annual reports, for them I recommend unit trust or ILP's. This is because unit trusts are manged by professionals who are experienced and monitor their investments daily. Unit trusts offer the diversification so risks are spread.

About 75% of unit trusts have outperformed CPF's returns. Most of the CPF monies through GIC are invested and from the returns provides 2.5% for the Ordinary Acct, 4% for the Special Acct and medisave accounts.

So, take ownership of your money as there is potential for higher returns and learn the basics about investing, also know where and what is your money being invested in. Till next time..happy investing!

Here are 5 Reasons why you should invest in India

1) Indian stock markets performed exceedingly well and created enormous wealth for investors.

Some of the main features of 2005 were the Index which gained around 37%. Foreign Institutional Investors pumped in S$ 10 billion in Indian stock markets. Mutual Funds invested around S$6.4 billion in the Indian stock markets. 72 public issues raised S$ 9 billion from the investing public. Foreign Direct Investments were of the order of approx. $ 6.5 billion. Mergers and acquisitions were over $ 30 billion in almost 250 deals.

2) Big Boys vested Interest

MNCs, which have invested in India include GE, Dupont, Eli Lily, Monsanto, Caterpillar, GM, Hewlett Packard, Motorola, Bell Labs, Daimler Chrysler, Intel, Texas Instruments, Cummins, Microsoft, IBM, Toyota, Mitsubishi, Samsung, LG, Novartis, Bayer, Nestle, Coca Cola and McDonalds. India maintains its position as the number one market for outsourcing, topping countries like Poland and China due to their infrastructure and also due to their educated middle class command of the English. language.

Companies from Western countries have hired about 170,000 workers in India over the past few years for back-office jobs such as customer support services, telemarketing and accounting. Analysts expect the figure to reach 1.1 million by 2008.

3) Consumer Market

Booming Economy that gives consumers spending power - A large and rapidly growing consumer market up to 300 million people constitute the market for branded consumer goods estimated to be growing at 8% per annum. More than 40 million in India already have the same purchasing power as Americans.

4) A country which has stood the test of time

History has shown from the Mauryan Empire to The Mughal Monarchy, From Mother Theresa to Mahatma Gandhi, India time and again has been the guiding light to the world in many fields such as economics, music, philosophy etc. Going by the records it looks like its India’s time to regain her position as a superpower. Even after being forced to subjugation by the british, India now reveals herself as a self sustaining economy.

5) Education System that produces the best

A sound Education System that produces one of the largest pools of scientists, engineers, and managers in the world. Dedicated teachers who bring about the best in their students. Little wonder that why majority of Indian students usually top their class when they go overseas to study.

Comment- "The world will see how India's rise to superpower status with her fathomless glory unfolds.... right now i have made 40% profit investing in India in just one year. Plan to hold it till end of 2008.