Why a Financial Plan?

Why is constructing a Financial Plan so important? some may ask...Let me tell you why, Financial planning is YOUR duty.....As a son, husband and father as a daughter, wife and mother.As long you have other people dependent on you...you have a moral obligation to ensure they can live should you die. YOU have to ensure that you can live when you are old, feeble and useless.


The truth is many people have no idea what is in store for them. In the olden days, the financial plan was to produce as many children as possible. " Aiya...at least one "tiok" also can, old uncle Lim used to say. Try having more than one kid in Singapore....they will leave you bankrupt as soon as they understand the word money!

It is not cheap to raise children in Singapore and we cannot depend on our children because they too will have their financial commitments. We have to be independent and to do that we have to have money.

Creating a Financial Plan offers you income protection due to death, disability, critical illness, allows you to settle huge hospital bills, child's university payment can be met, lets you retire in comfort, and gives you tax breaks!

It is your responsibility, so start now!